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Investing · Deep dive · Funds & ETFs

SPIIMA and STIIAM are two nearly identical global funds, but they can have very different tax consequences for Danish investors. This article explains why both fall under realisationsbeskatning in frie midler, while their dividend structures, costs, and taxation mechanics can lead to very different outcomes.

Aussie Expat

Aug 2026

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New to money in Denmark?

The accounts, tax terms and official systems worth understanding in your first ninety days.

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Investing

How share taxation, fund selection and the three Danish account types actually work for people who moved here.

24 GUIDES

Taxes

Danish income tax, deductions and the annual paperwork, explained in English for foreign residents.

15 GUIDES

Property

Buying, financing and owning a Danish home as a foreigner — mortgages, valuations and property taxes.

11 GUIDES

Expat Basics

CPR, NemKonto, MitID and the first ninety days of financial admin after you land in Denmark.

12 GUIDES

Pensions & Retirement

Danish pension pillars, transferring foreign pots, and what happens to your savings if you leave again.

5 GUIDES

Banking

Opening an account without a CPR number, everyday fees, and how Danish banks treat new arrivals.

2 GUIDES

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Our editorial promise

Danish rules, translated without losing the important details.

We separate facts from opinion, show our assumptions and update guides when tax limits, rates or official procedures change.

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